Safety Groups

Save your clients up to 57% on their workers' compensation insurance with Safety Groups. 

Upfront Discount Updates 7/23/2021

  • Up to 35% Advance Discount on preferred risk new Safety Group business for 2 policy periods regardless of when you join
  • Effective 11/1, Safety Group’ are now able to provide policy holders up to a 30% Advance Discount


A Safety Group is a collection of safety-conscious businesses within a similar industry that receive low-cost, fully insured workers' compensation insurance.

Safety Groups work by only allowing businesses in New York, with a proven track record of safety to join. Qualifying members receive an upfront group discount of up to 35%. Premiums are then pooled and after paying claims and expenses the profits of the group are returned to members in the form of a dividend. Since 1992, our average paid dividend is 29%. After discounts and dividends, Safety Group members save up to 57% on their workers' compensation premiums. 


Lowest Prices

We negotiate the lowest prices for our clients with the New York State Insurance Fund. Clients receive up to a 35% Upfront Discount and an Annual Dividend.

Claims Solution Services

Comprehensive claims management & aggressive reserve reductions by a dedicated claims solutions consultant. 

Learn More


Helping employers fight back against fraud by preemptively & aggressively containing & combating suspicious, fraudulent & high exposure claims.

Learn More

Executive Action Report

Actionable & customizable reports that enable clients to significantly reduce claims and premiums by identifying patterns of root cases & eliminating them.

Culture of Caring

Creating an environment for maximized employee productivity & profits by using strategies to communicate that management cares for their employees.

Audit Services

Friedlander's audit specialist has generated $7M in additional premium savings by helping clients with their Workers' Compensation audits.

Learn More

Safety Solutions

Professional guidance on how to organize and run safety committee meetings. On-site safety training, loss control, seminars, video library and posters.

Learn More

Experience Mod Review

Have your prior experience modification ratings expertly reviewed. You pay nothing unless we save you money!

Broker Incentive

50% of the service fee on the short-term period

90% of the service fee on the first full year

50% on the third year


Since 1992, Friedlander Group has been managing Safety Groups, underwritten by The New York State Insurance Fund. As a result, thousands of clients have saved over $600 million on their workers' compensation costs.

Friedlander Group has worked with over 600 broker partners to help provide their clients with the lowest-cost workers' compensation. Read what some happy brokers have to say here.


United Restaurants of NY – Safety Group #556

9056Restaurant Employees
9071Full Service Restaurant
9072Fast Food Restaurant (including drivers)
9074Bars & Taverns

The Social and Health Services Group of New York – Safety Group #585

8854Home Health Care – Prof. Employees
8857Counseling – Social Work – Traveling
9051Home Health Care – Non Prof. Employees

Retail Group of NY Group – Safety Group #544

7998Hardware Store
8001Florist Store
8008Clothing/Shoe/Dry Goods
8013Jewelry Store
8016Quick Printing
8017Retail (Not Classified)
8025Bicycle Stores
8031Meat/Fish/Poultry Store
8039Department Store
8043Retail (including Food)
8044Furniture Store
8046Auto Accessories
8050Book/Music Store
8069Cellular Telephone Store
8072Book/record/CD Audio
8105Leather Store
9521Furnishing Installation with Retail Store

Wholesale Group of NY – Safety Group #551

4310Greeting Card Dealer
7390Beer/Ale Dealer
7999Hardware Store
8018Wholesale Store/NOC
8021Meat, Fish or Poultry Wholesale
8032Dry Goods/Clothing/Shoe
8034*Grocery Stores
8047Drug Store
8048*Fruit & Vegetables
8111Plumbers Supplies Dealer – Wholesale
8751Route Sales
8044Furniture Wholesale

* Certain Restrictions Apply

The Residential Care Facilities Group of New York – Safety Group #586

8864Developmental Organizations
8865Residential Care Facility

Hotel and Motel Group of NY – Safety Group #578

9052Hotels, NOC

Oil and Gas Dealers Group of New York – Safety Group #582

8350Gasoline or Oil Dealers - Including Drivers
8865Oil or Gas Burner Installation and Service - Including shop and drivers

* Certain Restrictions Apply

Dividend History – $300 Million Paid