Broker FAQ

What commissions do you pay brokers?

Commission percentages are based on total premium written.

Brokers receive 50% of Safety Group administration fees for the first three policy periods and 20% to 30% thereafter, depending upon volume.

When do you pay commissions?


Who bills the premium and service fee?

New York State Insurance Fund bills the premium directly and Friedlander Group bills their service fee.

How am I protected from Friedlander Group soliciting my business?

Friedlander Group does not sell any other forms of insurance, other than NY DBL. Friedlander Group does not solicit your accounts. All brokered accounts are coded so that no solicitation mail is ever sent to your client.

What is the maximum Safety Group advance discount?

35% is the maximum discount for new safety group business and 25% on renewal.

When are the dividends paid?

Dividends are paid approximately nine months after the groups’ expiration dates directly from the New York State Insurance Fund.*

Do brokers have to deliver the dividend checks?

No, the New York State Insurance Fund issues the checks directly to the policyholder.

Do Brokers receive copies of the policy, endorsements and audits?

Yes, Friedlander Group keeps brokers informed by sending copies of these documents to our broker partners.

Can Executive Officers exclude themselves from coverage?

Yes, provided that there are no more than two executive officers and they own 100% of the outstanding stock. If so, both executives can be excluded or only one can be excluded.

Does Friedlander Group accept Broker of Record changes?

Yes, but not in every situation. Call Cosmo Preiato for details at 914-694-6000, ext. 203

Are Limited Liability Corporation members automatically covered?

No, members of a LLC are automatically excluded, the same way partners or sole proprietors are, unless they elect to be included. In this case, an executed Election for Inclusion form must be executed.

Have other questions? Contact us!

Maria Thomas, FIPC

VP of Brokerage Sales & Client Relations



Donna Nygard

VP of Brokerage Sales & Client Relations



April Tomanelli

Director of Benefits Senior Client & Broker Services

(914) 694-6000 ext 208