Safety Groups
Safety Group clients save up to 56.25% on their New York workers' compensation premiums.
WHAT IS A SAFETY GROUP?
A Safety Group is a collection of safety-conscious businesses within a similar industry that receive low-cost, fully insured workers' compensation insurance.
Safety Groups only allow business in New York with a proven track record of safety to join. Qualifying members receive an upfront group discount of up to 35%. Premiums are then pooled and, after paying claims and expenses, the profits of the group are returned to members in the form of a dividend. Since 1992, our average paid dividend is 30%.
After discounts and dividends, Safety Group members save up to 56.25% on their workers' compensation premiums.
Safety Groups managed by Friedlander Group have saved members $826 million on their workers' compensation insurance premiums since 1992. Take the first step toward lower premiums by requesting your free quote below.
HOW DO CLIENTS BENEFIT FROM SAFETY GROUPS?
Safety Group members save up to 56.25% on their workers' compensation premiums through up to a 35% upfront group discount, and annual dividends, averaging 30% over the past 32 years.
Along with improved employee productivity, morale and profits, clients enjoy:
Lowest Prices
We negotiate the lowest prices for our clients with the New York State Insurance Fund.
Claims Solution Services
Comprehensive claims management & aggressive reserve reductions by a dedicated claims solutions consultant.
SWAT Team
Helping employers fight back against fraud by preemptively & aggressively containing & combating suspicious, fraudulent & high exposure claims.
Executive Action Report
Actionable & customizable reports that enable clients to significantly reduce claims and premiums by identifying patterns of root cases & eliminating them.
Culture of Caring
Creating an environment for maximized employee productivity & profits by using strategies to communicate that management cares for their employees.
Audit Services
Friedlander's audit specialist has generated over $17M in additional premium savings by helping clients with their workers' compensation audits.
Safety Solutions
Professional guidance on how to organize and run safety committee meetings. On-site safety training, loss control, seminars, video library & posters.
Experience Mod Review
Have your prior experience modification ratings expertly reviewed. You pay nothing unless we save you money!
WHO ARE WE?
Friedlander Group is the workers' compensation leader for Retailers, Wholesalers, Restaurants, Hotels, Oil & Gas Dealers, Home Healthcare Agencies, Residential Care Facilities, Financial Services, Building Material Dealers, and the Transportation Industry in New York State. As the manager of 10 Safety Groups underwritten by the New York State Insurance Fund, we have saved thousands of clients $826 million in workers' compensation costs since 1992.
Friedlander Group's mission is to maximize our clients’ productivity and profits by keeping their employees working and safe.
WHO QUALIFIES?
Qualifying Classification Codes
Retail Group of NY Group – Safety Group #544
| 2003 | Bakeries |
| 8382 | Convenience Stores with Self Serve Gas |
| 7998 | Hardware Store |
| 8001 | Florist Store |
| 8006 | Food/Fruit/Deli/Grocery |
| 8008 | Clothing/Shoe/Dry Goods |
| 8013 | Jewelry Store |
| 8016 | Quick Printing |
| 8017 | Retail (Not Classified) |
| 8025 | Bicycle Stores |
| 8031 | Meat/Fish/Poultry Store |
| 8033 | Supermarkets |
| 8039 | Department Store |
| 8043 | Retail (including Food) |
| 8044 | Furniture Store |
| 8046 | Auto Accessories |
| 8050 | Book/Music Store |
| 8069 | Cellular Telephone Store |
| 8072 | Book/record/CD Audio |
| 8105 | Leather Store |
| 9521 | Furnishing Installation with Retail Store |
Wholesale Group of NY – Safety Group #551
| 4310 | Greeting Card Dealer |
| 7390 | Beer/Ale Dealer |
| 7999 | Hardware Store |
| 8018 | Wholesale Store/NOC |
| 8021 | Meat, Fish or Poultry Wholesale |
| 8032 | Dry Goods/Clothing/Shoe |
| 8034* | Grocery Stores |
| 8047 | Drug Store |
| 8048* | Fruit & Vegetables |
| 8111 | Plumbers Supplies Dealer – Wholesale |
| 8751 | Route Sales |
| 8044 | Furniture Wholesale |
* Certain Restrictions Apply
United Restaurants of NY – Safety Group #556
| 9058 | Hotel Restaurant Employees |
| 9061 | Clubs |
| 9071 | Full-Service Restaurant |
| 9072 | Fast Food Restaurant - Including drivers |
| 9074 | Bars & Taverns |
Hotel and Motel Group of NY – Safety Group #578
| 9052 | Hotels, NOC |
Oil and Gas Dealers Group of New York – Safety Group #582
| 8350 | Gasoline or Oil Dealers & Drivers |
| 5193 | Oil or Gas Burner Installation and Service - Including shop and drivers |
| 8353 | Liquid Propane Gas Dealers |
The Social and Health Services Group of New York – Safety Group #585
| 8854 | Home Health Care – Prof. Employees |
| 8857 | Counseling – Social Work – Traveling |
| 9051 | Home Health Care – Non Prof. Employees |
The Residential Care Facilities Group of New York – Safety Group #586
| 8864 | Developmental Organization - Including Sales & Drivers |
| 8865 | Residential Care Facility - All Employees & Clerical |
| 9063 | YMCA or YMCA Inst - All Employees & Clerical-U |
Financial Services Group of New York – Safety Group #558
| 8810 | Clerical (restricted to insurance agencies, securities firms, banks, financials institutions, credit services, and accounting firms) |
| 8855 | Banking and Trust Companies (All Empl.) - Clerical and Sales and Drivers |
| 8723 | Insurance Companies and Clerical and Salespersons |
| 8803 | Clerical Service Contractor - Traveling |
Building Material Dealers Group of New York – Safety Group #540
| 2731 | Planing or Molding Mills |
| 2737 | Millwork Manufacturing (Must be done in connection with a lumberyard) |
| 2817 | Cabinet Works NOC - With Power Driven Machines |
| 2881 | Furniture Assembling - Wood |
| 2883 | Furniture Manufacturing - Wood |
| 2913 | Rattan, Willow or Twisted Fiber Products Manufacturing |
| 5429 | Parquet Floors, Cabinet Installation |
| 7998 | Hardware Stores – Retail (Only permitted if there is effective separation of payrolls and operations) |
| 7999 | Hardware Stores - Wholesale (Only permitted if there is effective separation of payrolls and operations) |
| 8018 | Wholesale Stores NOC - Restricted to dealers of plywood, paint, electrical supplies, acoustical tiles, shelving, and flooring |
| 8111 | Plumbers Supply Dealers - No Mfg. |
| 8232 | Building Materials Dealers |
| 8235 | Sash Door or Finished Millwork Dealers |
| 9501 | Sign Painting or Lettering - Restricted to work done for the furniture or architectural |
| 9522 | Upholstering |
Transportation Industry Group of New York – Safety Group #510
| 7377 | Limousine or Livery Services - Private |
| 8385 | Bus Company – Garage Employees |
| 8394 | Bus Company - All Other Employees & Drivers |
| 8868 | Colleges, Schools – Professional Employees, Teachers & Clerical - Restricted to Bus Matrons |
Dividend History – $459 Million Paid
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