Safety Groups

Safety Group clients save up to 57% on their New York workers' compensation premiums.


A Safety Group is a collection of safety-conscious businesses within a similar industry that receive low-cost, fully insured workers' compensation insurance.

Safety Groups only allow business in New York with a proven track record of safety to join. Qualifying members receive an upfront group discount of up to 35%. Premiums are then pooled and, after paying claims and expenses, the profits of the group are returned to members in the form of a dividend. Since 1992, our average paid dividend is 30%.

After discounts and dividends, Safety Group members save up to 57% on their workers' compensation premiums. 


Safety Group members save up to 57% on their workers' compensation premiums through up to a 35% upfront group discount, and annual dividends, averaging 30% over the past  32 years.

Along with improved employee productivity, morale and profits, clients enjoy:

Lowest Prices

We negotiate the lowest prices for our clients with the New York State Insurance Fund.

Claims Solution Services

Comprehensive claims management & aggressive reserve reductions by a dedicated claims solutions consultant. 



Helping employers fight back against fraud by preemptively & aggressively containing & combating suspicious, fraudulent & high exposure claims.


Executive Action Report

Actionable & customizable reports that enable clients to significantly reduce claims and premiums by identifying patterns of root cases & eliminating them.

Culture of Caring

Creating an environment for maximized employee productivity & profits by using strategies to communicate that management cares for their employees.

Audit Services

Friedlander's audit specialist has generated over $16M in additional premium savings by helping clients with their workers' compensation audits.


Safety Solutions

Professional guidance on how to organize and run safety committee meetings. On-site safety training, loss control, seminars, video library & posters.


Experience Mod Review

Have your prior experience modification ratings expertly reviewed. You pay nothing unless we save you money!


Friedlander Group is the workers' compensation leader for Retailers, Wholesalers, Restaurants, Hotels, Oil Dealers, Social and Health Agencies, Residential Care Facilities, Financial Services, Building Material Dealers, and the Transportation Industry in New York State. As the manager of 10 Safety Groups underwritten by the New York State Insurance Fund, we have saved thousands of clients $688 million in workers' compensation costs since 1992.

Friedlander Group's mission is to maximize our clients’ productivity and profits by keeping their employees working and safe.


Qualifying Classification Codes

Retail Group of NY – Safety Group #544

8382Convenience Stores with Self Serve Gas
7998Hardware Store
8001Florist Store
8008Clothing/Shoe/Dry Goods
8013Jewelry Store
8016Quick Printing
8017Retail (Not Classified)
8025Bicycle Stores
8031Meat/Fish/Poultry Store
8039Department Store
8043Retail (including Food)
8044Furniture Store
8046Auto Accessories
8050Book/Music Store
8069Cellular Telephone Store
8072Book/record/CD Audio
8105Leather Store
9521Furnishing Installation with Retail Store

Wholesale Group of NY – Safety Group #551

4310Greeting Card Dealer
7390Beer/Ale Dealer
7999Hardware Store
8018Wholesale Store/NOC
8021Meat, Fish or Poultry Wholesale
8032Dry Goods/Clothing/Shoe
8034*Grocery Stores
8047Drug Store
8048*Fruit & Vegetables
8111Plumbers Supplies Dealer – Wholesale
8751Route Sales
8044Furniture Wholesale

* Certain Restrictions Apply

United Restaurants of NY – Safety Group #556

9058Hotel Restaurant Employees
9071Full-Service Restaurant
9072Fast Food Restaurant - Including drivers
9074Bars & Taverns

Hotel and Motel Group of NY – Safety Group #578

9052Hotels, NOC

Oil and Gas Dealers Group of New York – Safety Group #582

8350Gasoline or Oil Dealers - Including drivers
5193Oil or Gas Burner Installation and Service - Including shop and drivers

The Social and Health Services Group of New York – Safety Group #585

8854Home Health Care – Prof. Employees
8857Counseling – Social Work – Traveling
9051Home Health Care – Non Prof. Employees

The Residential Care Facilities Group of New York – Safety Group #586

8864Developmental Organizations
8865Residential Care Facility
9063Senior Citizen Centers

Financial Services Group – Safety Group #558

8810Clerical (restricted to insurance agencies, securities firms, banks, financials institutions, credit services, and accounting firms)
8855Banking and Trust Companies (All Empl.) - Clerical and Sales and Drivers
8723Insurance Companies and Clerical and Salespersons
8803Clerical Service Contractor - Traveling

Building Material Dealers – Safety Group #540

2731Planing or Molding Mills
2737Millwork Manufacturing (Must be done in connection with a lumberyard)
2817Cabinet Works NOC - With Power Driven Machines
2881Furniture Assembling - Wood
2883Furniture Manufacturing - Wood
2913Rattan, Willow or Twisted Fiber Products Manufacturing
5429Parquet Floors, Cabinet Installation
7998Hardware Stores – Retail (Only permitted if there is effective separation of payrolls and operations)
7999Hardware Stores - Wholesale (Only permitted if there is effective separation of payrolls and operations)
8018Wholesale Stores NOC - Restricted to dealers of plywood, paint, electrical supplies, acoustical tiles, shelving, and flooring
8111Plumbers Supply Dealers - No Mfg.
8232Building Materials Dealers
8235Sash Door or Finished Millwork Dealers
9501Sign Painting or Lettering - Restricted to work done for the furniture or architectural

Transportation Industry – Safety Group #510

7377Limousine or Livery Services - Private
8385Bus Company – Garage Employees
8394Colleges, Schools – Professional Employees, Teachers & Clerical

Dividend History – $403 Million Paid

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