New York Workers' Compensation Requirements

October 19, 2020

Who needs Workers' Compensation in New York?

All employers in New York must have workers' compensation coverage for all employees under the New York State Workers' Compensation Law. This law has very few exceptions and includes part-time employees and family members employed by the company. From small mom -and-pops to large public corporations, all employers are required to provide their staff with coverage.

Who Regulates NY Workers' Comp?

The law is regulated by the New York Workers’ Compensation Board, but they do not provide insurance coverage. All businesses must be able to show proof of a policy - otherwise known as a certificate of insurance -  when getting business permits.

What happens if you don't acquire coverage?

Non-compliance with the workers’ compensation laws can lead to hefty fines, criminal and civil convictions, and class D and E felony. Employers can obtain a workers' compensation insurance policy from a variety of places including a private insurance carrier, the New York State Insurance Fund, or self-insurance, which is extremely rare.

Who Are We?

Friedlander Group provides low-cost workers’ compensation insurance to safety-conscious businesses in New York through the New York State Insurance Fund. By focusing on employee safety, we help clients to maximize their profits and productivity.

We act as clients outsourced claims administrators and provide auditsafety, and fraud services to help further reduce your workers' compensation costs. Since 1992, we have helped clients save over $550,000,000 on their workers’ compensation costs.

What exactly is workers' compensation?