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30%

Average Dividend
Since 1992

$440,000,000

In Dividends
Paid to Clients

$815,000,000

Total Saved in
Discounts and Dividends

550

Broker
Partners

New York Workers' Compensation Safety Groups

New York Workers' Compensation Safety Groups

Safety Groups work by only allowing businesses in New York, with a proven track record of safety to join. Qualifying members receive an upfront group discount of up to 35%. Premiums are then pooled and after paying claims and expenses the profits of the group are returned to members in the form of a dividend.

After discounts, dividends, and fees employers can save up to 57% on their original workers' compensation premiums! 

Workers' Care

Workers' Care

Workers' Care enables businesses to capture market-leading savings regardless of claims history. Whether your premium is too large for a Safety Group or your workplace safety needs improvement, we have the solution.

Workers' care combines out comprehensive services and low-cost workers' compensation insurance to maximize employers' productivity and profits!

Keep Your Employees Working & Safe With our Resources & Education Library!

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Preventing Work-Related Injury in Winter Weather

Preventing Work-Related Injury in Winter Weather

Winter weather can exacerbate the likelihood of the most-frequent claim causing injury: Slips, Trips, and Falls. As a result of snow and ice, traction is drastically decreased between the ground and soles of one’s shoes.


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Snow Shoveling <br/>Safety Tips

Snow Shoveling
Safety Tips

Employee Handout [Printable PDF] Winter snow storms bring a variety of challenges to employee safety. Driving becomes more dangerous, slips and falls are common, and even snow removal can be extremely hazardous.

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Workers' Comp Claims Spike 10% on Hot and Cold Days

Workers' Comp Claims Spike 10% on Hot and Cold Days

According to a report by the National Council on Compensation Insurance (NCCI), workers' comp claims rise by 10% on both hot and cold days, underscoring the preventable nature of many workplace injuries.

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