The Most Expensive Restaurant Workers’ Compensation Claims

The Most Expensive Restaurant Workers’ Compensation Claims

April 24, 2019

Leading Restaurant Workers' Compensation Claims

Friedlander Group analyzed thousands of restaurant clients workers' compensation claims from valued at $135 million to determine the  Leading Restaurant Workers Compensation Claims. The 5 leading claims accounted 92% of all claims cost.

1Slips, Trips & Falls - Slip, Trip and Fall claims were the leader by far. They accounted for 47.6% of the total claims cost at $16.6 million. 

2. Material Handling - Manual Lifting claims accounted for 26% of the total claims cost at $9.5 million. 

3. Struck By - Struck By claims accounted for 11% of the total claims cost at $3.8 million. 

4. Burns - Burn claims accounted for 5% of the total claims cost at $1.6 Million. 

5. Cuts & Lacerations - Cuts and Lacerations accounted for 3% of the total claims cost at $1.1 million. 

When do Restaurant Workers' Compensation Claims Occur?

Restaurant workers' compensation claims increased in frequency throughout the week. Claims are least likely to occur on a Monday, while most likely to occur on Thursday, Fridays and Saturdays.  

Demographics 

Starting from 20 years old, as employee age increases the frequency of claims decreases. 33% of claims reported were from employees in the 20- 29 year old range, which makes sense since the median age of a Restaurant worker of 29.1 years old (Bureaus of Labor Statistics). 

Employees 30-39 years old reported 21% of workers' compensation claims. 

Employees 40-49 years old reported 17% of workers' compensation claims.

Proper Claims Management can help to limit the expense of these claims but accident prevention and achieving zero injuries is the best way to control workers' compensation costs.