The Most Expensive Restaurant Workers’ Compensation Claims

The Most Expensive Restaurant Workers’ Compensation Claims

April 24, 2019
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Leading Restaurant Workers' Compensation Claims

Friedlander Group analyzed thousands of restaurant clients workers' compensation claims from valued at $135 million to determine the  Leading Restaurant Workers Compensation Claims. The 5 leading claims accounted 92% of all claims cost.

1Slips, Trips & Falls - Slip, Trip and Fall claims were the leader by far. They accounted for 47.6% of the total claims cost at $16.6 million. 

2. Material Handling - Manual Lifting claims accounted for 26% of the total claims cost at $9.5 million. 

3. Struck By - Struck By claims accounted for 11% of the total claims cost at $3.8 million. 

4. Burns - Burn claims accounted for 5% of the total claims cost at $1.6 Million. 

5. Cuts & Lacerations - Cuts and Lacerations accounted for 3% of the total claims cost at $1.1 million. 

When do Restaurant Workers' Compensation Claims Occur?

Restaurant workers' compensation claims increased in frequency throughout the week. Claims are least likely to occur on a Monday, while most likely to occur on Thursday, Fridays and Saturdays.  

Demographics 

Starting from 20 years old, as employee age increases the frequency of claims decreases. 33% of claims reported were from employees in the 20- 29 year old range, which makes sense since the median age of a Restaurant worker of 29.1 years old (Bureaus of Labor Statistics). 

Employees 30-39 years old reported 21% of workers' compensation claims. 

Employees 40-49 years old reported 17% of workers' compensation claims.

Proper Claims Management can help to limit the expense of these claims but accident prevention and achieving zero injuries is the best way to control workers' compensation costs.